August 2023

Title TBD

Intro coming soon.

Josh and Zach inside a California forest
Josh and Zach inside a California forest
Bretl kids inside of Alcatraz
Bretl kids inside of Alcatraz

Josh’s story and introduction to this newsletter.

I hope you are having relaxing summer!

What Josh is Reading

🎓 And you should too!

AE Wealth Report logo banner

The New “Un-Retirement”

More retirees are planning to head back to work. Will you be one of them?

Jerome Powell

Is it a skip or a pause?

When the Federal Reserve meets next week, it is widely expected to leave interest rates alone — after 10 straight meetings in which it has jacked up its key rate to fight inflation.

The FSR Water Cooler

💦 Let’s gather ’round!

Erin and her son paddling a kayak on a lake.


Erin and her family embarked on a low-key vacation to Union Pier, MI. They spend their days chillin’ at the beach and pool, playing mini golf, kayaking, and more! 🚣🏼‍♀️
Jeri's 70th birthday celebration


The entire office spoiled Jeri as she turned 70 years young last week! Flowers, cards, cookies, and cake were plentiful. 🎂
The Schmidty's at Landon's first Cubs game


Dave, Carla and Landon attended their first Cubs game as a family! Unfortunately the Sox got the better of the Cubs that night, but it was still an awesome night! ⚾️

Happy Hour with Josh

🍹 It’s always time to try a new cocktail!

Join Josh and Mike Allas from Tannins Wine for another boozy adventure as he crafts a sensational cocktail known as “Better Than Your Mimosa.” With bottles galore, including Elderflower liqueur, vodka, and a mystery orange liqueur, Mike takes us on a flavor-packed journey. He mixes in orange juice and Prosecco, skillfully rimming the glass with an orange slice and sugar. The result is a vibrant, Instagram-worthy drink that surpasses your wildest mimosa dreams. Visit Tannins in downtown Elmhurst, ask for “Mike’s Better Than Your Mimosa,” and indulge in this game-changing concoction. Cheers to extraordinary cocktails!

The Retirement Equals Freedom Podcast

🎤 Enjoy our latest episodes!

Episode 041

Annuities Part 2 – Because Some Is Never Enough!

Learn how and why certain annuities can make the perfect fit for when your portfolio needs rounding out. You’ll learn about various annuities to consider, what makes them appealing and potential pitfalls to avoid.

Episode 040

What’s Annuities Got to Do With It? – Part 1

When it comes to annuities, there are some very real downsides. But in addition to outlining those, Josh helps us get clear that it’s not a black and white situation.

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Java with josh

☕️ Sip. Learn. Ask.

On July 18th we recorded our 3rd live Java with Josh!

We titled this month’s show – 2023 Mid-Year Financial Review: Where We’ve Been and Where We’re Headed.

If you were unable to join us live, don’t fret, we have the video replay available below for your viewing pleasure! 🔥