Retirement Regrets and 2025-2026 Tax Implications

The “Own Your Retirement Show” hosted by Josh Bretl, president of FSR Wealth Strategies, and Mark Elliott provides valuable insights into retirement planning.

This episode centered on understanding key retirement concerns, from managing income, investments, taxes, and healthcare to addressing emotional aspects and practical challenges retirees face.

Josh opened up about a personal experience of single parenting during his wife’s short getaway, which gave him a new perspective on empathy and the importance of walking in someone else’s shoes—a principle he relates back to FSR Wealth’s client-first approach.

The team strives to deeply understand each client’s unique needs, emphasizing the importance of customized, empathetic planning.

The show also highlighted common retirement regrets, such as not saving enough, starting Social Security too early, and carrying debt into retirement.

Josh explained how FSR’s “Own Your Retirement” process helps mitigate these concerns by offering tailored strategies and guidance.

Practical advice included planning future income, understanding tax implications, and avoiding hasty decisions driven by market or tax changes.

Engaging conversations, relatable experiences, and actionable tips made this episode both insightful and empowering for anyone navigating the complexities of retirement planning.

Callers were encouraged to consult FSR Wealth Strategies for personalized financial guidance.